IFSC stands for Indian Financial System Code .
The Payment System Applications such as Real Time Gross Settlement (RTGS), National Electronic Funds Transfer (NEFT) and Centralised Funds
Management System (CFMS) developed by the Reserve Bank of India use these codes.
The code consists of 11 Characters : (e.g ICIC0000039)
- First 4 characters represent the entity (ICIC0000039 )
- Fifth position has been defaulted with a '0' (Zero) for future use (ICIC0000039)
- Last 6 character denotes the branch identity (ICIC0000039 )
IFSC is being identified by the RBI as the code to be used for various payment system projects within the country, and it would, in due course, cover all networked branches
MICR is an acronym for Magnetic Ink Character Recognition.
The MICR Code is a numeric code that uniquely identifies a bank-branch participating in the ECS Credit scheme.
The MICR code consists of 9 digits : (e.g 411229003)
- First 3 digits represent the city (411229003 )
- Next 3 digits represent the bank (411229003 )
- Last 3 digits represent the branch (411229003 )
The MICR Code allotted to a bank branch is printed on the MICR band of cheque leaves issued by bank branches.
in the country. As on November 30, 2010 there are more than 72,000 RTGS enabled bank branches.
Read more on RTGS service at RBI website.
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Find IFSC, MICR, Bank & Branch Address for All Banks
- Select the bank name and the state, and then click on "Search" button
- Select the branch from the list of all branches for the selected bank
- Click on the branch to get bank details including IFSC, address, branch name etc.
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Find IFSC, MICR, Bank & Branch Address for All Banks using the city name
- Enter the city name in the text box
- If there are more than one cities matching the entered name, all will be displayed.
You need select the desired city to get IFSC codes available for all the bank
branches in the city
- Click on the Search button to get bank details including IFSC, address, branch name etc.
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Find IFSC, MICR, Bank & Branch Address for All Banks using the IFSC code
- Enter the IFSC code in the text box
- The code consists of 11 Characters : (e.g ICIC0000039)
- If you do not know the complete IFSC code, enter partial code., we will display all the matching records
- Click on the Search button to get bank details including IFSC, address, branch name etc.
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Find IFSC, MICR, Bank & Branch Address for All Banks using the MICR code
- Enter the MICR code in the text box
- The code consists of 9 digits : (e.g 411229003)
- If you do not know the complete MICR code, enter partial code., we will display all the matching records
- Click on the Search button to get bank details including MICR, address, branch name etc.
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| The RTGS service window for customer's transactions is available from 9.00 hours to 16.30 hours on week days and from 9.00 hours to
13.30 noon on Saturdays for settlement at the RBI end. However, the timings that the banks follow may vary depending on the customer timings of the bank
branches. |
| RTGS Holidays - Year 2011 |
| Sr. No. | Date | Day | Occasion |
| 1 | 26-Jan-11 | Wednesday | Republic Day |
| 2 | 1-Apr-11 | Friday | Annual Closing of Banks |
| 3 | 22-Apr-11 | Friday | Good Friday |
| 4 | 1-Jul-11 | Friday | Annual Closing of RBI |
| 5 | 15-Aug-11 | Monday | Independence Day |
| 6 | 31-Aug-11 | Wednesday | Ramjan Id (Id-Ul-Fitar) (Shawal-1) |
| 7 | 30-Sep-11 | Friday | Half Yearly Closing of Banks |
| 8 | 6-Oct-11 | Thursday | Dasara / Dashami |
| 9 | 26-Oct-11 | Wednesday | Diwali Amavasya (Laxmi Pujan) / Kali Puja
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| 10 | 7-Nov-11 | Monday | Bakri Id (Id-Ul-Zua) |
| 11 | 6-Dec-11 | Tuesday | Moharum |
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